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This podcast introduces financial frameworks as an essential tool for making sound financial decisions. The podcast outlines frameworks, provides concepts and tools while asking listeners questions. The emphasis is on learning by doing and includes two problems to be addressed by answering questions, doing some research and thinking about the values that go into financial decision making. This is an interdisciplinary approach to financial decision-making.
Episodes
Thursday Mar 09, 2023
Thursday Mar 09, 2023
Successful investing is an interdisciplinary process that starts with what you know; using that knowledge to create good questions to build a durable framework to hold onto your money. Today's podcast examines multiple threads that run throughout Financial Frameworks' podcasts - building on what you know, value investing tips, beginning of March market observations and ESG developments that are unfolding.
Pulling the threads together to create a strong tapestry is what makes successful investing work for individual investors. Peter Lynch has repeatedly said that an individual investor has advantages over institutional money managers, but you and I have to use those advantages. That is the focus of today's podcast.
Wednesday Feb 01, 2023
Wednesday Feb 01, 2023
Environmental, Societal and Governance (ESG) business practices are increasingly an important part of many investors criteria for buying stock. Dr. Lehan looks at four alternative methods to assess ESG, reviews their details in this and three previous podcasts, then recommends a vetting method that does not require a lot of time while being comprehensive. This, and previous podcasts focus on the greenhouse gas element of ESG for simplicity and time sake. This same process could be applied to other ESG issues.
Dr. Lehan believes that some ESG metrics will grow and become stronger in this developing field, while others will fade and not be used over time. Understanding what and how to measure should be insightful in selecting successful investments. This podcast is intended to assist in that process.
This podcast provides a perspective regarding the development of the ESG arena that investors should keep in mind while focusing on their purposes and their particular investment strengths while the specifics, intent, and application of ESG criteria evolve in the coming years. It is sort of keeping track of the buoys, cans and other channel markers on our ESG investing voyage.
Thursday Jan 12, 2023
Financial Frameworks Podcast 25: Holding Onto Your Money: 4 Looks at Measuring ESG
Thursday Jan 12, 2023
Thursday Jan 12, 2023
Financial Frameworks Podcast 25 looks at four ways to measure ESG performance by a company you might want to invest it. Dr. Lehan starts at a high level with the United Nations Principles for Responsible Investing and finishes with the concrete metrics of Key Performance Indicators. The review of these four different approaches will lead to tools to evaluate the ESG information you get in a way that you can use them with individual investments. After all, if you can't use something, what good is it?
Value investors balance safety and growth and now ESG factors come into the equation. How to measure ESG performance? Who is doing the measuring and what do the indices mean? Dr. Lehan reviews four methods so that we understand different approaches before applying them.
Wednesday Jan 04, 2023
Wednesday Jan 04, 2023
ESG investing is growing and with that growth and interest comes competing concepts of what Environmental, Societal and Governance standards are. Dr. Lehan explores way to commit to ESG with minimal research by an individual investor and examines assumptions and different metrics, and their basis, for investors who want a more detailed understanding. A more detailed understanding is helpful to those building a lifetime investing financial framework for themselves. This podcast is number 3 in a 6 part series as Dr. Lehan applies his framework building tools to assist interested investors in building metrics that mesh with their values while incorporating financial and business standards.
Saturday Dec 10, 2022
Financial Frameworks Podcast 23: Holding Onto Your Money - ESG Investing Part 2
Saturday Dec 10, 2022
Saturday Dec 10, 2022
Financial Frameworks Podcast 23 continues last week's discussion of ESG investing as a way to hold onto your money. This podcast examines two companies - one and ESG (Environmental, Societal, Governance) company by virtue of the way it does business - Microsoft and a second company that produces an environmental improvement product and service, renewable energy. That company is Next Era Energy. Dr. Lehan, using a drill down method uses these two companies as models for listeners to develop their own templates. Both companies are making significant efforts, provide investors with a lot of high quality information and also generate opinions about their efforts - more information for investors to put into their mental grist mills when considering alternative ESG investments. In short, in addition to be being solid companies, they are excellent teaching tools.
Dr. Lehan offers his own criteria for investment safety, growth and ESG evaluation in a way that listeners can build on those tools. Finally, questions and tasks are presented to listeners as next steps in their investment and savings education process.
Tuesday Nov 29, 2022
Financial Frameworks Podcast 22 Holding Onto Your Money & ESG Investing
Tuesday Nov 29, 2022
Tuesday Nov 29, 2022
This podcast is part of a series about holding onto your money through savings accounts, CDs and investments. This podcast focuses on ESG investing. Dr. Lehan provides listeners with different definitions of ESG investing that should help a listener sort through the wheat and the chaff. Examples, a demonstration of how to research ESG and finally Dr. Lehan outlines a couple of tasks for listeners to undertake in order to make ESG investing their own.
Monday Nov 14, 2022
Monday Nov 14, 2022
Saving money is not easy. Holding onto those savings is important work and requires attention. We've looked at issues in using stocks and bonds for savings and this episode considers certificates of deposit and savings account. As always, I look at how we think about matching our values with financial plans and included a question or problem or two for listeners' consideration. References for further exploration are included.
Friday Nov 04, 2022
Financial Frameworks Podcast 20 Savings Balancing Safety & Growth Part 2
Friday Nov 04, 2022
Friday Nov 04, 2022
Setting money aside to create savings is difficult and challenging work. Inflation makes it harder. Let's say that you are doing that, now where are the savings stored so that you hang on to them for the long-term - whether that is 2 years or 20 years? This podcast finishes setting the context - all the information you receive and how you think about saving - and outlines two strategies. One from game theory and one from Peter Lynch. Both balance safety and growth. Both address your thinking and focus on stocks and bonds as the vehicles. The strategies are summary level, and that is ideal for you to explore the aspects of the strategies that are most important to you. The podcast contains questions for you and additional resources. The next podcast will move onto savings accounts and CDs.
Friday Oct 28, 2022
Friday Oct 28, 2022
This podcast is the first of three that, reviews stocks and bonds as places for savings in terms of balancing safety and growth. The podcast asks listeners to examine how they handle financial information - especially conflicting and uncomfortable data.
The podcast provides filters and tasks for a listener's self-assessment and sets the stage for the next podcast in which I'll suggest how to make safety and growth measurable - within a person's financial framework - before outlining two strategies to do it. The goal here is for a person to be clear about their decisions, continue to learn and build at the same time, during this savings challenged inflationary time, and to hold onto their savings despite the current market volatility and cost inflation headwinds that we all face.
There will be a third podcast that applies the same framework to other savings vehicles including savings accounts and CDs.
Friday Oct 07, 2022
Friday Oct 07, 2022
Financial Frameworks is about building financial decision making skills and habits. This podcast outlines why saving money is hard and provides some practical - as well as theoretical - insights in how to make it happen. The podcast doesn't assume an income level but focuses on the mental and actual process of turning this goal into a set of repeating actions that help create a solid financial future. Problems and resources are included in the podcast.